FAQ

Honest Answers to Your Most Important Questions

We believe in transparency. Here are straight answers to the questions Pensacola homeowners ask us most.

1About Our Process

We buy homes directly from homeowners in a few simple steps: you tell us about the property, we visit and make a fair written offer, and you choose your closing date. We handle all paperwork and title coordination. The whole process typically takes 7 to 21 days.
A local Pensacola buyer from our team will call or text you within 24 hours — usually much faster. We'll ask a few questions about the property and your situation. If it makes sense, we'll schedule a quick walkthrough at a time that works for you.
No. We buy homes as-is, in whatever condition they're in. You don't need to clean, make repairs, remove belongings, or do anything to prepare the property.
We can typically close in 7 to 21 days depending on your timeline. If you need more time, we'll accommodate that. The closing date is always your choice.

2Pricing & Offers

We base every offer on the after-repair value of your home in the current Pensacola market, minus the cost of renovations. We walk you through the math so you understand exactly how we arrived at the number — no mystery, no pressure. Our goal is a fair offer that makes sense for both sides.
None. There are no realtor commissions, no closing costs deducted from your proceeds, and no hidden fees. The amount we offer is the amount you receive at closing.
We look at what comparable homes in your neighborhood have sold for recently, estimate the cost of any needed renovations, and work backward from there. We're happy to show you the comparable sales data and explain every part of the calculation.

3Legal & Compliance

Yes. We are a legitimate home buying company operating under Florida law. All of our purchase agreements are reviewed by a Florida real estate attorney. We purchase homes directly from homeowners using standard, legally binding real estate contracts.
DCD Homes is not a licensed real estate brokerage. We are a direct buyer — we buy homes for our own account, not on behalf of third parties. This is a legal and common practice in Florida.

4Specific Situations

We work with estate sellers at every stage of the probate process. We don't require probate to be completed before we begin conversations or make an offer. We can coordinate with the title company and refer you to local probate attorneys if you need guidance.
Yes. We buy occupied rental properties. You do not need to evict your tenant before selling to us. We handle the tenant transition as part of the purchase.
In many cases, yes. If you're facing foreclosure or are behind on payments, a fast cash sale may be a viable option to avoid further financial damage. Contact us and we'll give you an honest assessment of whether we can help.
We have extensive experience working with military families at NAS Pensacola, Corry Station, and Whiting Field. Tell us your report date and we'll tell you if our timeline works for yours. We've closed in as few as 7 days for PCS sellers.
We buy homes in any condition — foundation problems, roof damage, mold, fire damage, water damage, you name it. We've seen it all and we won't be scared off. We'll give you a fair offer based on the property's current condition.

Still Have Questions?

Call, text, or fill out the form. A real local person answers — not an automated system.